Smart Payment Solutions developed Paradigm – an integrated payment solution – to help you reduce billing and collection expenses

SPS provides your business with a payment solution that is completely integrated, eliminating the need to work with multiple payment vendors and manage diverse payment platforms. Our virtual terminal solution, combines Credit Card, ACH, and Remote Deposit Capture into a single system and lets you receive payments faster. Our flexible and scalable system is well suited for multiple channel platforms, such as the Internet, Mail Order / Telephone Order, Point-of-Sale, etc. Other benefits include:

• Convenient 24 hour access to payment processing and reporting
• Automated recurring billing
• Improved cash flow

Credit Card Payments
Accepting credit cards is a smart choice that gives you a competitive advantage. You can also receive Visa® and MasterCard® price breaks with Level II and Level III data transfer. SPS Credit Card Solutions let you:

Increase Sales

• Credit card sales are 23% higher than cash or checks
• Easily pass Level II and Level III data for lower processing rates
• Real-time card processing ensures you receive payments faster and provides your customer flexible payment terms.

 

ACH / Electronic Check Payments

The Automatic Clearing House (ACH) Network lets you make payments without the use of paper checks. e-Checks result in faster remittance and funding, saving significantly over paper checks and credit cards.

Accelerate Payments and Increase Earnings

• Converting customers from credit card to ACH payments reduces your cost by 50% or more
• ACH payments transfer funds directly from your customer’s bank account to yours
• ACH is an easy way to automate recurring payments

 

Remote Deposit Capture

Remote Deposit Capture lets you scan checks and transmit the scanned images and / or ACH-data to a bank for posting and clearing, which makes depositing checks faster and easier. This digital deposit is then transmitted to your bank or service provider who then accepts the deposit, posts the deposit to your account and assigns availability based upon your availability schedule.

Enhance Cash Flow

• Reduce “float time”
• Reduce check holds
• Consolidate deposit accounts

Contact Smart Payment Solutions today by calling 800-320-7258, emailing leads@smartps.com, or filling out our form. We'll help you figure out a payment solution that best fits the needs of your company, and you can start benefiting from the advantages of remote check deposit right away.