More than 75 million Americans do not currently hold or use a credit card. All are potential customers with no method to purchase via the internet and limited options by phone. ACH transactions by web can be your gateway to expanding your customer base.

How ACH transactions by web work for you and your customer

When customers make purchases at your website they can choose among payment options of credit card or electronic check. Similar to a credit card, capture checking account information directly on your site or onto a popup page that we will provide. Then easily download your daily transactions to Smart Payment Solutions and our ACH processing services will place the cash in your account within 48 hours.

Benefits

• Expand your business - Access the more than 75 million Americans that do not hold or use a credit card. Offer your current customers electronic check processing—a new, convenient and cutting edge payment option.
• Increase profits by reducing credit card processing fees - Credit card processing fees can be as high as 4% of each transaction. Electronic funds transfer is significantly cheaper and if used as a primary payment method by your customers, will substantially increase your bottom line.
• Access transaction reports anytime via the internet - Enhance your ability to account for transactions, reconcile cash, and prepare management reports by having direct access to all of your transaction information 24 hours a day.
• Improve cash management and customer service - You may typically wait for customers to send paper checks via snail mail and then wait for the check to manually clear the Federal Reserve before shipping the order. Smart Web not only expedites the check settlement process and quickly puts cash in your bank, it also allows you to ship orders more timely.
• Reduce administrative costs - Eliminate costs related to preparing and mailing invoices. Reduce time preparing paper check batches for deposit to the bank. Reduce receipt of unsigned paper checks or those with incorrect amounts.

Contact Smart Payment Solutions today by calling 800-320-7258, emailing sales@smartps.com, or filling out our form. We'll help you figure out an electronic payment solution that best fits the needs of your company, and you can start benefiting from the advantages of electronic checks right away.

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"SPS has been our big savior in a little package. For a small monthly investment they have
saved our dance studio over twenty hours of labor each week in collections, processing, and returns. In addition, the customer service is extremely efficient, corteous, and knowledgeable, which we can all attest from experience is the first valued trait of good business."

- David Strauss, Owner, Jillian's School of Dance -